Super needed for retirement diverges due to home status

By AAP Newswire

Dec 9, 2025

The amount of superannuation needed for different groups to retire, as projected by Super Consumers Australia:

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* Single homeowner needs $74,000 for a modest retirement spending $32,000 per year, with the rest (91 per cent) supplemented by the age pension

* Single renter needs $274,000 for a modest retirement, spending $47,000 per year, with the rest (74 per cent) supplemented by the age pension

* Single homeowner needs $322,000 for a comfortable retirement of $44,000 per year, with the remainder (67 per cent) supplemented by the age pension

* Single renter needs $659,000 for a comfortable retirement of $63,000 per year, with the remainder (52 per cent) supplemented by the age pension

* Homeowner couple need $99,000 for a modest retirement of $47,000 per year, with the rest (92 per cent) supplemented by the age pension

* Renting couple need $298,000 for a modest retirement of $63,000 per year, with the remainder (79 per cent) supplemented by the age pension

* Homeowner couple need $432,000 for a comfortable retirement of $64,000 per year, with the rest (70 per cent) supplemented by the age pension

* Renting couple need $786,000 for a comfortable retirement of $84,000 per year, with the rest (58 per cent) supplemented by the age pension

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